Misty Emmons Insurance Agency

    3100 Saba Lane Suite A, Port Neches, TX 77651


    P: 409-722-8189



    8AM - 5PM

    Monday to Friday


Imagine driving your fully restored 1965 cherry red classic Corvette to the Friday night car show at Lumberton, TX. It had just finished raining.  And as you are driving down Highway 96 you spin out and hit a light pole.  Your classic auto worth $55,000 is now totaled. Do you have the right classic car insurance to cover this loss?

You are not hurt and you are not worried. You have your classic car listed on your personal auto insurance policy with your other vehicles.

And then to your surprise, your auto insurance company offers you about $10,000 for your loss. This is because a standard auto insurance policy will only pay the actual cash value of a vehicle.  This could be a lot less than the inherent value of a classic collector’s car. Do you have the extra $45,000 to cover the difference?

Because of its value, your classic car or antique car deserves a better insurance policy than everyday car insurance can provide. Think of this: your collectible car will usually just be listed as an older vehicle on your normal auto policy. If an accident occurs, you most likely will be left shorthanded when you try to replace it.

What Makes Classic Car Insurance Different From Regular Car Insurance?  GET A QUOTE TODAY

Classic car insurance, or Antique car insurance is different from ordinary car insurance. It is geared towards the actual collectible value of your car.

It’s one thing to be able to get another car.  It’s quite another to be able to replace your classic car in its current mint condition.

In the same way that you customize your ride, you can customize your classic auto insurance policy.  The car’s value, the miles you need each year and more can all be adjusted for you. You might be a driver that goes to all the shows.  Or you may drive only limited miles–pay for what you need.

When you insure your classic car on its own insurance policy, the low cost and the numerous collector features that can be added to your classic car’s policy will surprise you.

Classic car insurance, or antique car insurance, is available to anyone who needs to insure a car that is worth more than will be covered by a standard car insurance policy.

Misty Emmons Insurance agency is the right place to go for your classic car insurance. We actually own classic vehicles so we don’t only sell the coverage but also use it for our own antique car. We will provide the right coverage at the right price. We can provide the coverage that will give you the peace of mind that your pride and joy is properly protected should a disaster occur.

Call Misty Emmons Insurance today at P: 409-722-8189 

Make sure that before your next car show or even your next drive, you enjoy the safety of full insurance for your classic car and the peace of mind that it is correctly insured.  GET A QUOTE.

What to do if you have a claim


  • Promptly notify your Agent of a loss or incident.
  • Any incident involving bodily injury report immediately
  • Take photographs that show the location of the incident
  • All crime claims should be reported directly to your agent
  • Refer contact or communication from an attorney or private investigator to your insurance company
  • Always get the name, address and phone number of the claimant 

My agency succeeds because we have a mission: We serve our clients in the way we'd like to be treated. We don't just provide a piece of paper, we provide indemnity. Listening to, learning about, and finding the very best value for our customers right from the start of our relationship. We are always here for our clients. My main job is not to manage my insurance business but to make sure my insured have a clear understanding of their coverages and costs!


Misty Emmons

Owner of Misty Emmons Insurance Agency